วันจันทร์ที่ 16 มิถุนายน พ.ศ. 2551

Disability insurance

Disability insurance, often called disability income insurance, is a form of insurance that

insures the beneficiary's earned income against the risk that disability will make working

(and therefore earning) impossible. In other words, it answers the question, "How would I

pay for my living expenses if I became unable to work?"

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Disability insurance policies provide financial support in the event the policyholder is unable to work because of disabling illness or injury. It provides monthly support to help pay such obligations as mortgages and credit cards.
Total permanent disability insurance insurance provides benefits when a person is permanently disabled and can no longer work in their profession, often taken as an adjunct to life insurance.
Disability overhead insurance allows business owners to cover the overhead expenses of their business while they are unable to work.
Workers' compensation insurance replaces all or part of a worker's wages lost and accompanying medical expense incurred because of a job-related injury.
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